Insurance for a Baby

The comforts and luxuries of today's life come at a price-the price of uncertainties. Of the uncertainties, health of oneself and one's family is of prime concern. Add to this, the fact that medical expenses are getting dearer. One ailment is all it takes to wipe out years of savings that was meant to realize your dreams. Mediclassic Insurance from Star Health is a policy that aims to provide reimbursement of hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries, so that you can keep your dreams alive.

Pre - Medical screening

Compulsory medical check up is done for persons above 50 years of age at the cost of the company

Pre - Existing Diseases / Illness

Are covered after 48 months of continuous insurance with us

Policy Benefits

Hospitalisation Cover : In-patient hospitalisation expenses for a minimum of 24 hours.Includes room rent and boarding @2% of sum insured,subject to a maximum of Rs.5000/- per day Nursing expenses Surgeon's fees, Consultant's fees, Anaesthetist's and Specialist's fees Cost of medicines and drugs Emergency ambulance charges for transporting the insured patient to the hospital upto a sum of Rs 750/- per hospitalisation and overall limit of Rs 1500/- per policy period

Pre-Hospitalization & Post-Hospitalization

Pre-hospitalisation medical expenses upto 30 days prior to date of admission Post-hospitalization - a lumpsum calculated at 7% of the hospitalization (excluding room charges) subject to a maximum of Rs.5000 is payable

5 Expert Tips for Baby's First Haircut

1) Both Parents Should Be Present
Consider making a weekend appointment when both parents can go. If that's not possible, recruit another family member. Your baby can sit on one adult's lap while the other entertains her, and the little one feels safe and secure during the haircut. Which is a great distraction from what the stranger is doing to her head.
2) Skip the Kid Salon
For your child's first haircut, consider a mid-end salon. Those super fun looking places with all the bells and whistles could overstimulate a child and make for a very unpleasant experience. Call your favorite salon first and ask if there is anyone who is comfortable cutting baby or toddler hair. You, and your baby, will be happy to get someone who is calm, confident, proficient, and most of all -- patient.
3) Don't Expect a Perfect Haircut
Go into the salon with one overall goal for the cut such as: "His hair is thick and makes him sweat while he sleeps." This direction will get your little one's hair thinned out and short in the back. If your main concern is hair in the eyes, let the stylist know so she can prioritize. Little ones tend to get fussy, and you may have to stop before getting the perfect cut. If your stylist knows what to take care of first, you will at least have the most important hair issue solved when you have to leave suddenly.
4) Bring a Change of Clothes
For the tiniest customer, the child-size capes can still be too small. Hair will slip down into their shirts, and an itchy baby is an unhappy baby.
5) Bring Your iPhone
iPhones and iPads from home are great distractions. Rather than presenting your child with something new and over the top, bring a familiar video your baby already loves so they'll be comfortable while being shorn.

About Test Tube Babies

Health experts in the UK are warning homeowners to take measures to stop "huge numbers" of rats flushed out by floods from re-establishing themselves.
The Chartered Institute of Environmental Health (CIEH) said people clearing up after the heavy rain should block up holes and clear up waste food.
Rats washed out of sewers are infesting homes amid more daytime sightings.
The pest-control industry estimates the number of call-outs to rat-catchers in flood-hit areas is up by a quarter.
Rats are intelligent, adaptable creatures able to replenish their numbers very quickly, and on the lookout to exploit new opportunities.
The National Pest Technicians Association (NPTA) said rat sightings have risen as the washed-out, nocturnal rodents emerge in the daytime, but that does not mean total numbers have increased.
NPTA vice-chairman Adam Hawley told the BBC: "We're having an incredible summer of rain, and the sewers and drains are not coping with the amount of flood water that inevitably flushes the rats to higher ground.
He said the heavy rain has led to more daytime sightings, but despite the public's perception, that does not mean the population has increased.
Mr Hawley said he expected the number of call-outs dealing with rats in flood-hit regions such as Devon to have risen by around 25%.
Brown rats are one of the planet's most serious mammalian pests, ruining crops and harbouring disease.

Shoes for a Baby

Before babies starts walking, they don't need shoes. In fact, supportive shoes like hard-soled Mary Janes may actually get in the way of your child's developing mobility. Socks, booties, and soft-soled baby shoes are useful for warmth, but bare feet are fine, too.
Once your child takes those first steps, it's time for a pair of real shoes. Unlike "baby shoes," which are more like slippers, first shoes will have a flexible, nonskid sole (probably rubber) and a more substantial upper.
Indoors (and outdoors on safe surfaces, such as sand), it's still a good idea to let new walkers wear soft baby shoes or socks. Your child can even go barefoot, if it's warm enough. Toddling around with feet bare or lightly covered actually helps little ones build strength and coordination in their legs and feet.
Note: Your child's foot is still developing, so it won't look (or act) like an adult foot. If your child still has a padding of baby fat under the arches, for example, she might appear a bit flat-footed. Or she may have a tendency to turn her toes in when she walks, called in-toeing or toeing in.
Mention any concerns to your child's doctor. It's easier to correct foot problems when your child is younger.

Select Best Shoes For Baby

• Choose a breathable, lightweight material. Soft leather or cloth is best. Avoid stiff leather shoes, which can hinder foot development, and synthetics, which don't breathe.
• Bend the soles. They should be flexible and gripping, not smooth and stiff. A nonskid rubber sole with ridges will offer good traction.
• Check the fit. Have your child try on the shoes and stand up. There should be just enough room to squeeze your pinky between your child's heel and the heel of the shoe, and a full thumb-width between the end of your child's longest toe and the front of the shoe. The shoe should provide just enough wiggle room without being too big. Because baby feet grow quickly, it's a good idea to check every month to make sure the shoes still fit.
• Give it a squeeze. If the shoe is made of soft fabric, try to grab some of the material on the top of the foot when your child is wearing them. If you can't, the shoes might be too tight.
• Shop later in the day. Babies' feet swell and are often bigger at the end of the day. Shoes purchased in the morning might feel tight in the evening.
• Look for problem spots. Your baby's shoes shouldn't need any breaking in. Let your child toddle around indoors wearing the shoes, then take them off and look for any irritated areas on your child's foot.
• Make the choice: laces versus Velcro. Velcro fasteners make it easier to get shoes on and off, and you won't have to worry about retying laces all day. But a child may figure out how to remove his shoes and take them off when you wish he wouldn't! If you choose shoes with laces, make sure they're long enough to tie into double knots, so they won't come undone as often.

Tips for buying baby clothes

Baby Clothes should always be washed with mild detergent, otherwise there is the risk that your baby's skin becomes irritated. It is important to wash the new clothes that you bought in advance. This is done to remove any dirt, chemicals and other things that can provoke allergy in your baby.
For each stage of your baby’s life you should have at least a handful of sweaters, pants, socks and bodies. For the different seasons, you should have:

• A couple of sweaters, both thick for cold weather and a bit thinner for hot weather.
• Pantyhose for colder weather.
• A couple of pajamas.
• Jackets in cotton for the cold days and thinner jacket for hot days.
• Hats, for both winter and summer, and gloves.
• Socks, both thin and thick.
• One or two pieces of overalls for winter and autumn.

Buy clothes for a baby

Keep in mind, that a baby grows fast and that a baby also gets dirty fast. How they do, we do not know yet, but it is a fact! Vomiting, spilling food, crawling around etc – there are many reasons why you need to have an extra change for your baby. And get ready to wash a lot as well, as you do not need to have unnecessary many of each size.
Baby clothes also costs money and it can be expensive. Try to limit each stages of your baby’s size into only a handful of each, or you will spend a lot of money on things that your baby only can wear for a limited period of time. Do not be afraid of buying things online or second hand, this might make it cheaper and handier for you baby budget.
It is a good suggestion to buy your first items when you have had your first ultrasound or even after the baby is born. Also, ask around, you might be able to inherit some baby clothes from friends or family.
Here's a guide to the size of the baby according to age. Remember that each baby is unique and that the sizes might vary slightly.

Age	Size
Newborn	50
1 month	56
3 month	62
6 month	68
9 month	74
12 month	80
18 month	86
24 month	92

Remember that sizes are in centimeters, ie the length of the child.